Dental Insurance – Vero Beach, FL

Getting the Most Out of Your Plan

With a quality dental insurance plan, you can feasibly pay for treatment without the added worry. Not only will your costs be lower, but you’ll also receive benefits unachievable by those who are out-of-network or uninsured. At Cromer & Cairns Dental, we will welcome your policy and work with you to identify ways to save on your next visit. But before you reach out to confirm your coverage, we encourage you to review the following insurance-related material and call us should you have any questions.

Dental Insurance Checker

Don’t know if we accept your dental insurance? Simply insert the name of your plan into the dental insurance checker. In seconds, you’ll know! Have questions? Don’t hesitate to contact our front desk team for additional assistance.

Dental Insurance Checker

See if your dental checkup
& cleaning is covered

Trying to discover if your visit is covered?
Find out in just a few seconds!

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We're a preferred provider
with your dental insurance!

Your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.

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We take your dental insurance!

While we are not a preferred provider with your insurance, there is a 90% chance your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.

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Understanding How Dental Insurance Works

Dental insurance is designed with preventive care in mind. Unlike medical insurance, which focuses more on reactive care and treating problems after they’ve already occurred, dental insurance carriers want patients to be proactive about reducing their risks of future issues. This is why preventive care is largely covered. However, should restorative dentistry be necessary, you can expect your insurance carrier to pay a portion of the cost.

What Your Dental Insurance Plan Covers

Our team will need to review your policy to fully understand what your insurance plan covers; however, most follow a similar framework:

  • 100% preventive care (i.e., checkups, cleanings, X-rays)
  • 70-80% basic restorative care (i.e., dental fillings)
  • 50% major restorative care (i.e., root canals, dental crowns)

Cosmetic dental treatments are typically not covered because they are deemed “elective” by most dental insurance companies. Also, you may have coverage for orthodontic treatment, but you’ll need to review the existing terms to make sure you and your loved ones won’t be required to pay the full amount out of pocket.

Our In-Network PPO Dental Insurance Providers

By negotiating fees and services with the following providers, we make it easy for our patients to save more on the treatments received in-house. Should you have questions about whether we are in-network with your plan, review the list below or give us a call to confirm!

  • Aetna
  • Cigna
  • FCL Dental (First Continental Life)
  • FCL Dental (StarDent)
  • Guardian
  • UNUM
  • And more!

Don’t see your plan? We likely take it! Reach out to our team today!